Canada’s Best Credit Card Offers – August 2025 Edition
If you’ve been waiting for the perfect time to dive into points and miles, August 2025 is your moment. Whether your goal is luxury travel, racking up hotel stays, or earning cashback on everyday spending, some of the most generous, time-sensitive credit card offers are available right now – most concluding on August 18, 2025.
From outstanding welcome bonuses to airport lounge privileges, travel credits, and elite perks, here’s a comprehensive review of the top credit cards for Canadian travellers this August.
Best All-Around Welcome Bonuses (Ending Soon)
1. American Express Business Platinum Card
- Offer Ends: August 18, 2025
- Welcome Bonus: Up to 200,000 Membership Rewards (MR) points
- Spend Requirements:
- 110,000 points after $15,000 spend in first 3 months
- 60,000 points after $90,000 total spend within the first 12 months
- 30,000 points after a purchase between months 15 and 17
- Key Perks:
- Unlimited lounge access including Priority Pass, Plaza Premium, Centurion Lounges
- $200 annual travel credit and $120 wireless credit
- Comprehensive travel insurance coverage
- Earn 1.25x points on all purchases
- Annual Fee: $799
- Estimated First-Year Value: Approximately $5,616
Perfect for high spenders and frequent flyers who want to maximize their points accumulation and enjoy premium travel perks.
2. American Express Platinum Card (Personal)
- Offer Ends: August 18, 2025
- Welcome Bonus: Up to 180,000 MR points
- Spend Requirements:
- 100,000 points after $10,000 spend in first 3 months
- 50,000 points after $50,000 spend within the first 12 months
- 30,000 points with a qualifying purchase during months 15 to 17
- Key Perks:
- $200 dining credit plus $200 travel credit annually
- Unlimited airport lounge access
- Earn 2x points on travel and dining expenses
- Annual Fee: $799
- Estimated First-Year Value: Approximately $4,001
3. Amex Aeroplan Business Reserve
- Offer Ends: August 18, 2025
- Welcome Bonus: Up to 140,000 Aeroplan points
- Spend Requirements:
- $10,500 spend in first 3 months
- $75,000 spend in first 12 months
- Purchase required between months 15 and 17 to unlock full bonus
- Key Perks:
- Unlimited access to Air Canada Maple Leaf Lounges
- Worldwide Companion Pass awarded after $25,000 spend annually
- Earn Status Qualifying Miles (SQMs) through card spending
- Annual Fee: $599
- Estimated First-Year Value: Approximately $3,680
Top Travel Cards (Personal & Business)
- Amex Aeroplan Reserve (Personal):
- Up to 130,000 Aeroplan points welcome bonus
- Earn 3x points on Air Canada purchases
- Maple Leaf Lounge access with preferred pricing
- Annual fee: $599
- First-year value estimate: ~$2,682
- Amex Gold Rewards (Personal):
- Up to 110,000 Membership Rewards points as a welcome bonus
- $100 travel credit plus $50 NEXUS credit annually
- Four complimentary airport lounge passes each year
- Annual fee: $250
- Estimated first-year value: ~$2,270
- Amex Business Gold Rewards:
- Up to 100,000 Membership Rewards points welcome bonus
- Quarterly spending bonuses
- Straightforward earn structure ideal for small businesses
- Annual fee: $199
- Estimated first-year value: ~$2,221
Best Hotel Credit Card Offers
- Marriott Bonvoy Business Amex:
- Bonus of up to 130,000 Bonvoy points
- Earn 5x points at Marriott, 3x points on dining, travel, and gas
- Free Night Award starting from the second year
- Annual fee: $150
- Estimated first-year value: ~$1,250
- Marriott Bonvoy Amex (Personal):
- Earn up to 110,000 Bonvoy points as a welcome bonus
- Receive 15 elite night credits plus Free Night Award
- Annual fee: $120
- Estimated first-year value: ~$960
Airline-Specific Cards
- RBC British Airways Visa Infinite†:
- Earn up to 60,000 Avios points within the first year
- Companion Voucher after $30,000 annual spend
- Annual fee: $165
- First-year value: Approximately $1,235
- Excellent for oneworld alliance flights like British Airways, Qatar, Iberia
- Cathay World Elite Mastercard – Neo:
- Up to 60,000 Asia Miles welcome bonus
- Only Canadian credit card offering direct Asia Miles earnings
- 15% discount on Cathay Pacific flights
- Annual fee: $180
- Estimated first-year value: ~$860
Flexible Points & Transfer Partners
- RBC Avion Visa Infinite Privilege†:
- Receive up to 70,000 Avion points including a renewal bonus
- Great for business class bookings through RBC’s Air Travel Redemption Chart
- 15% transfer bonus to American Airlines AAdvantage in August only
- Annual fee: $399
- Estimated first-year value: ~$826
- CIBC Aventura Visa Infinite:
- Up to 60,000 Aventura points welcome bonus
- $200 NEXUS credit plus 4 airport lounge passes annually
- Relatively easy spending requirements
- Annual fee: $139 with first year rebate
- Estimated first-year value: ~$650
Other Strong Offers
- TD Aeroplan Visa Infinite Privilege:
- Up to 85,000 Aeroplan points bonus
- Lounge access, qualify for SQM, plus NEXUS rebate
- Annual fee: $599
- Estimated first-year value: ~$871
- TD Aeroplan Visa Infinite:
- Up to 40,000 Aeroplan points bonus
- First-year annual fee rebate
- Great entry-level Aeroplan card
- Annual fee: $139 with rebate
- Estimated first-year value: ~$683
- Scotiabank Gold Amex:
- Earn up to 50,000 Scene+ points
- No foreign exchange fees
- 5x points on groceries, restaurants, and entertainment
- Annual fee: $120 waived first year
- Estimated first-year value: ~$575
- BMO AIR MILES®† World Elite® Mastercard®:
- Up to 7,000 AIR MILES bonus
- Annual fee rebate for the first year
- Free checked bags and bonus earning categories
- Annual fee: $120 with rebate
- Estimated first-year value: ~$613
Final Thoughts
If maximizing your travel rewards in Canada is a priority, now is a prime window to act. Many of the standout offers, especially those from American Express – expire on August 18, 2025, marking some of the most generous deals we’ve seen in recent years.
To make the most of these offers:
- Focus on cards that provide transferable points currencies, like Membership Rewards or Avion, for greater flexibility.
- Leverage tools such as Chexy to help meet the spend requirements efficiently.
- Consider combining multiple cards if your budget allows to maximize welcome bonuses and earn rates.
- Pair cards strategically based on their strengths – for instance, one card that offers 5x on groceries and another that offers 3x on travel.
🧭 Need Help Choosing?
💬 Book a free credit card consultation and I’ll help you identify the perfect card or combination of cards tailored to your lifestyle, goals, and upcoming travel plans.
👉 For a more in-depth approach, book a 1-on-1 coaching session to learn exactly how to convert your points into unforgettable luxury travel experiences.
Note: All offers accurate as of August 1, 2025. Always verify the latest terms and conditions on the official issuer websites before applying. Some links in this post may be affiliate links that support MileFlying at no extra cost to you.
